How money moves on PakVesta: NGN deposits and withdrawals
Money questions are the first ones Nigerian clients ask, so here is the full picture: how much you need to start on PakVesta, which payment methods work from Nigeria, what it costs and how long withdrawals take.
Minimum first deposit
The minimum is the NGN equivalent of USD 250 — ≈ 335,000 NGN at about 1,340 NGN per USD, October 2026. The exact figure in naira is calculated at the moment of payment and shown before you confirm. There is no maximum, and later top-ups can be any amount above the method minimum.
Payment options
Clients in Nigeria fund PakVesta with Visa, Mastercard and local bank transfer. Cards credit the account almost immediately; local bank transfers take up to one business day. If a method is temporarily unavailable, support will suggest an alternative.
Fees
Deposit fees, if any, are shown on the payment screen before you pay — PakVesta does not add hidden charges on top. Withdrawal fees and timelines are listed in the account panel. If a bank or card issuer charges its own fee, that is outside the platform's control.
Why verification matters
Before the first withdrawal, PakVesta confirms your identity. It takes a few minutes with a document and a selfie, and it means nobody else can withdraw from your account. Your manager helps if a document is rejected.
Withdrawal timing
Requests are reviewed manually and processed within 1–3 business days. Card withdrawals return to the same card; bank transfers go to an account in your name. If a transfer is delayed by the receiving bank, support can trace it with the payment reference.
Risk reminder
A deposit is trading capital, not a savings account: its value changes with your positions. Fund the account only with money you can afford to lose, and use the risk limits the platform provides.
See also: How PakVesta works in Nigeria · An independent look at PakVesta for Nigerian traders · Trading in Nigeria: regulation, adoption and where PakVesta fits